Калькулятор погашения долга

Бесплатный калькулятор погашения долга. Сравни методы Лавина и Снежный ком. Узнай общую сумму процентов, сроки погашения и экономию от дополнительных платежей.

Your Debts

%
%
%
%
4.5 years

54 months

5 922₽
0₽

vs minimum payments

0.0 years

0 months

Debt Summary

Total Debt

48 000₽

Monthly Payment

1 390₽

Total Cost

53 922₽

Payoff Order

1Credit Card 1Month 9 (0.8 years)
2Credit Card 2Month 14 (1.2 years)
3Car LoanMonth 28 (2.3 years)

Payoff Strategies

Avalanche Method: Pay off debts with highest interest rates first. Mathematically optimal - saves the most money in interest.
Snowball Method: Pay off smallest balances first. Builds momentum with quick wins for motivation.

Debt Payoff Tips

  • Always pay at least the minimum on all debts
  • Consider balance transfer cards for high-interest debt
  • Build a small emergency fund to avoid new debt
  • Celebrate milestones to stay motivated
  • Avoid taking on new debt while paying off existing debt

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