Calculadora de Despesas de Fechamento
Calculadora gratuita de despesas de fechamento. Estime despesas de fechamento para compradores e vendedores, incluindo título, avaliação, taxas de registro e impostos de transferência.
R$
%
R$ 22.160
3.7% of home price
R$ 120.000
20%
R$ 142.160
Down + Closing
R$ 480.000
Closing Cost Breakdown
Loan Origination FeeR$ 4.800
Appraisal FeeR$ 500
Credit ReportR$ 50
Title SearchR$ 3.000
Title InsuranceR$ 3.000
Survey FeeR$ 500
Attorney FeesR$ 1.000
Recording FeesR$ 300
Home InspectionR$ 400
Pest InspectionR$ 150
Prepaid Insurance (1 yr)R$ 2.100
Prepaid Property Tax (3 mo)R$ 3.000
Prepaid Interest (15 days)R$ 960
Escrow Deposit (2 mo)R$ 2.400
Total Closing CostsR$ 22.160
Typical Closing Cost Ranges for R$ 600.000 Home
| Type | Low | Average | High |
|---|---|---|---|
| Buyer Costs | R$ 12.000 | R$ 21.000 | R$ 30.000 |
| Seller Costs | R$ 36.000 | R$ 48.000 | R$ 60.000 |
| Refinance Costs | R$ 9.000 | R$ 12.000 | R$ 18.000 |
Ways to Reduce Closing Costs
- Shop around: Get quotes from multiple lenders
- Negotiate: Some fees are negotiable (origination, title)
- Seller credits: Ask seller to cover some buyer costs
- Lender credits: Higher rate = lower upfront costs
- No-closing-cost mortgage: Rolled into loan (higher rate)
- Compare title companies: Prices vary significantly
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