Calculadora de Gastos de Cierre
Calculadora gratuita de gastos de cierre. Estima los gastos de cierre para compradores y vendedores, incluyendo título, tasación, cuotas de registro e impuestos de transferencia.
€
%
10.925€
4.4% of home price
50.000€
20%
60.925€
Down + Closing
200.000€
Closing Cost Breakdown
Loan Origination Fee2.000€
Appraisal Fee500€
Credit Report50€
Title Search1.250€
Title Insurance1.250€
Survey Fee500€
Attorney Fees1.000€
Recording Fees300€
Home Inspection400€
Pest Inspection150€
Prepaid Insurance (1 yr)875€
Prepaid Property Tax (3 mo)1.250€
Prepaid Interest (15 days)400€
Escrow Deposit (2 mo)1.000€
Total Closing Costs10.925€
Typical Closing Cost Ranges for 250.000€ Home
| Type | Low | Average | High |
|---|---|---|---|
| Buyer Costs | 5.000€ | 8.750€ | 12.500€ |
| Seller Costs | 15.000€ | 20.000€ | 25.000€ |
| Refinance Costs | 3.750€ | 5.000€ | 7.500€ |
Ways to Reduce Closing Costs
- Shop around: Get quotes from multiple lenders
- Negotiate: Some fees are negotiable (origination, title)
- Seller credits: Ask seller to cover some buyer costs
- Lender credits: Higher rate = lower upfront costs
- No-closing-cost mortgage: Rolled into loan (higher rate)
- Compare title companies: Prices vary significantly
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