마감 비용 계산기

무료 마감 비용 계산기입니다. 구매자와 판매자의 마감 비용을 추정할 수 있습니다(담보권, 감정평가, 기록 수수료, 양도세 포함).

%
₩16,052,900

3.2% of home price

₩100,000,000

20%

₩116,052,900

Down + Closing

₩400,000,000

Closing Cost Breakdown

Loan Origination Fee₩4,000,000
Appraisal Fee₩500
Credit Report₩50
Title Search₩2,500,000
Title Insurance₩2,500,000
Survey Fee₩500
Attorney Fees₩1,000
Recording Fees₩300
Home Inspection₩400
Pest Inspection₩150
Prepaid Insurance (1 yr)₩1,750,000
Prepaid Property Tax (3 mo)₩2,500,000
Prepaid Interest (15 days)₩800,000
Escrow Deposit (2 mo)₩2,000,000
Total Closing Costs₩16,052,900

Typical Closing Cost Ranges for ₩500,000,000 Home

TypeLowAverageHigh
Buyer Costs₩10,000,000₩17,500,000₩25,000,000
Seller Costs₩30,000,000₩40,000,000₩50,000,000
Refinance Costs₩7,500,000₩10,000,000₩15,000,000

Ways to Reduce Closing Costs

  • Shop around: Get quotes from multiple lenders
  • Negotiate: Some fees are negotiable (origination, title)
  • Seller credits: Ask seller to cover some buyer costs
  • Lender credits: Higher rate = lower upfront costs
  • No-closing-cost mortgage: Rolled into loan (higher rate)
  • Compare title companies: Prices vary significantly

🔒 브라우저에서 작동하는 빠르고 무료 계산기. 업로드 없이 100% 개인정보 보호.