마감 비용 계산기
무료 마감 비용 계산기입니다. 구매자와 판매자의 마감 비용을 추정할 수 있습니다(담보권, 감정평가, 기록 수수료, 양도세 포함).
₩
%
₩16,052,900
3.2% of home price
₩100,000,000
20%
₩116,052,900
Down + Closing
₩400,000,000
Closing Cost Breakdown
Loan Origination Fee₩4,000,000
Appraisal Fee₩500
Credit Report₩50
Title Search₩2,500,000
Title Insurance₩2,500,000
Survey Fee₩500
Attorney Fees₩1,000
Recording Fees₩300
Home Inspection₩400
Pest Inspection₩150
Prepaid Insurance (1 yr)₩1,750,000
Prepaid Property Tax (3 mo)₩2,500,000
Prepaid Interest (15 days)₩800,000
Escrow Deposit (2 mo)₩2,000,000
Total Closing Costs₩16,052,900
Typical Closing Cost Ranges for ₩500,000,000 Home
| Type | Low | Average | High |
|---|---|---|---|
| Buyer Costs | ₩10,000,000 | ₩17,500,000 | ₩25,000,000 |
| Seller Costs | ₩30,000,000 | ₩40,000,000 | ₩50,000,000 |
| Refinance Costs | ₩7,500,000 | ₩10,000,000 | ₩15,000,000 |
Ways to Reduce Closing Costs
- Shop around: Get quotes from multiple lenders
- Negotiate: Some fees are negotiable (origination, title)
- Seller credits: Ask seller to cover some buyer costs
- Lender credits: Higher rate = lower upfront costs
- No-closing-cost mortgage: Rolled into loan (higher rate)
- Compare title companies: Prices vary significantly
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