结算费用计算器
免费结算费用计算器。估算买方和卖方结算费用，包括产权、评估、登记费和转让税。
¥
%
¥67,100
3.4% of home price
¥400,000
20%
¥467,100
Down + Closing
¥1,600,000
Closing Cost Breakdown
Loan Origination Fee¥16,000
Appraisal Fee¥500
Credit Report¥50
Title Search¥10,000
Title Insurance¥10,000
Survey Fee¥500
Attorney Fees¥1,000
Recording Fees¥300
Home Inspection¥400
Pest Inspection¥150
Prepaid Insurance (1 yr)¥7,000
Prepaid Property Tax (3 mo)¥10,000
Prepaid Interest (15 days)¥3,200
Escrow Deposit (2 mo)¥8,000
Total Closing Costs¥67,100
Typical Closing Cost Ranges for ¥2,000,000 Home
| Type | Low | Average | High |
|---|---|---|---|
| Buyer Costs | ¥40,000 | ¥70,000 | ¥100,000 |
| Seller Costs | ¥120,000 | ¥160,000 | ¥200,000 |
| Refinance Costs | ¥30,000 | ¥40,000 | ¥60,000 |
Ways to Reduce Closing Costs
- Shop around: Get quotes from multiple lenders
- Negotiate: Some fees are negotiable (origination, title)
- Seller credits: Ask seller to cover some buyer costs
- Lender credits: Higher rate = lower upfront costs
- No-closing-cost mortgage: Rolled into loan (higher rate)
- Compare title companies: Prices vary significantly
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